Workers’ Compensation: Am I covered?

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In California, most workers are covered by Workers’ Compensation benefits.  Generally, an employer, for every dollar that a worker has been paid, pays for compensation insurance benefits on that worker’s behalf.  Some individuals, however, are not covered by California Workers’ Compensation.  Further, if the worker was hired in California and was injured in another state or country, that worker also might be eligible for compensation benefits.  Persons excluded from California Workers’ Compensation benefits are employees of the Federal Government and individuals who are considered Independent Contractors.

Persons Excluded from California Workers’ Compensation

If a worker is employed by the Federal Government, the worker is most likely not eligible for workers’ compensation benefits via the State of California workers’ compensation system.  Employees of the Federal Government have a system separate to receive compensation.  Employees of the Federal Government should contact their department for additional information concerning their benefits.

Independent Contractors may also be excluded from obtaining benefits.  Whether or not a worker is  recognized as an independent contractor under workers’ compensation law depends upon the facts concerning their case.  It is very important to consult with attorney or the Information and Assistance Officer concerning these issues.  The worker may also not be eligible for California Workers’ Compensation benefits.  It is very important to consult with attorney or the Information and Assistance Officer concerning these issues.

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