Temporary Disability Benefits
When an injury claim has been accepted, an injured worker is entitled to total temporary disability benefits paid from the carrier.
Labor Code Section 4650(a) provides that if an injury causes temporary disability, the first payment of temporary disability indemnity shall be made not later than 14 days after knowledge of the injury and disability, on which date all indemnity then due shall be paid, unless liability for the injury is earlier denied.
Timing of Benefits: Waiting period of 3 days
Labor Code Section 4652 provides that except as otherwise
provided by Section 4650.5, no temporary
disability indemnity is recoverable for the disability suffered during the first
three days after the employee leaves work as a result of the injury unless
temporary disability continues for more than 14 days or the employee is
hospitalized as an inpatient for treatment required by the injury, in either
of which cases temporary disability indemnity shall be payable from the date of
disability. For purposes of calculating the waiting period, the day of the
injury shall be included unless the employee was paid full wages for that day.
The exception of Labor Code Section 4650.5 is in the case of state civil service
employees, employees of the Regents of the University of California, and
employees of the Board of Trustees of the California State University, the
disability payment shall be made from the first day the injured employee leaves
work as a result of the injury, if the injury is the result of a criminal act of
violence against the employee.
Denied Claim: Need to Get Benefits Elsewhere or File for Court
IWhen an injury claim is not accepted, no total temporary disability benefits will be paid. Iff an injury claim is not accepted, an injured worker should apply for E.D.D. benefits. If the employer has not contributed to E.D.D., there may be a private policy that administers these benefits. The worker is encouraged to contact their Human Resources Department for that information.
Otherwise, if there are no benefits available for that worker, the worker should consider filing for a hearing before the Workers' Compensation Appeals Board (W.C.A.B.). A Workers' Compensation Administrative Law Judge has the power to find the injury industrial-arising out of and in the course and scope of employment- and award total temporary disability benefits despite the fact that the carrier disputes the injury is work related. When one files for a hearing before the W.C.A.B., a worker must be sure that they have evidence to prove the work-relatedness of the injury and the documentation showing that they are totally temporarily disabled.
Temporary Disability Benefits are Limited
Labor Code Section 4656(a) provides aggregate disability
payments for a single injury occurring prior to January 1, 1979, causing
temporary disability shall not extend for more than 240 compensable weeks within
a period of five years from the date of the injury. (b) Aggregate
disability payments for a single injury occurring on or after January 1, 1979,
and prior to the effective date of subdivision (c), causing temporary partial
disability shall not extend for more than 240 compensable weeks within a period
of five years from the date of the injury. (c) (1) Aggregate
disability payments for a single injury occurring on or after the effective date
of this subdivision, causing temporary disability shall not extend for more than
104 compensable weeks within a period of two years from the date of commencement
of temporary disability payment. (2) Notwithstanding paragraph (1), for
an employee who suffers from the following injuries or conditions, aggregate
disability payments for a single injury occurring on or after the effective date
of this subdivision, causing temporary disability shall not extend for more than
240 compensable weeks within a period of five years from the date of the injury:
(A) Acute and chronic hepatitis B. (B) Acute and chronic hepatitis C. (C)
Amputations. (D) Severe burns. (E) Human immunodeficiency virus
(HIV). (F) High-velocity eye injuries.(G) Chemical burns to the eyes. (H)
Pulmonary fibrosis. (I) Chronic lung disease.