Workers’ Compensation Back Injuries: What you need to know

How can Industrial Back Injuries occur?

In California, Workers’ Compensation Back Injuries can occur in many ways. Injuries can be the result of a specific incident, a cumulative trauma, a presumptive injury, or a compensable consequence arising out of an injury to other body parts or systems. A Back Injury can also be an aggravation of a pre-existing back condition.

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The Orange County Employee’s Retirement System (OCERS) and Your Workers’ Compensation Case: What You Need to Know?

Your monthly Service-connected Disability Retirement allowance will be equal to 50 percent of your Final Average Salary, subject to limitations for reciprocal members. If you are eligible for a Service Retirement allowance, you will receive the greater of your Disability Retirement allowance or your Service Retirement allowance, subject to limitations for reciprocal members. A Service-connected Disability Retirement allowance is currently exempt from taxes up to 50 percent of your Final Average Salary. Any portion above 50 percent of your Final Average Salary is taxable. If you have any questions regarding the taxability of your Service-connected Disability Allowance, please consult a tax professional.

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Kern County Employee’s Retirement Association (KCERA) and Your Workers’ Compensation Case: What You Need to Know

Kern County Employees’ Retirement Association (KCERA) is a multi-employer, defined benefit pension plan in Kern County, California, governed by the County Employees’ Retirement Law of 1937 (CERL) and subject to the requirements of the Public Employees’ Pension Reform Act of 2013 (PEPRA).

KCERA is considered a “governmental plan,” as defined in Section 414(d) of the Internal Revenue Code. KCERA administers service retirements, disability retirements and survivorship benefits on behalf of nearly 18,000 active, deferred and retired members and their beneficiaries. The plan provides lifetime retirement benefits to members who meet the minimum age and service credit requirements. After a retired member dies, an eligible beneficiary may be entitled to a lifetime continuance of the benefit.

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Los Angeles County Employees Retirement Association (LACERA) and Your Workers’ Compensation Case: What You Need to Know?

Certain public employees do not participate in the Federal Social Security Program. Rather, they participate in other retirement systems. Some of these retirement systems are administrated by the State of California, Counties, or Cities and/or Municipalities.

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Insurance Companies and their Duty to Investigate in Workers’ Compensation Cases

With respect to my Workers’ Compensation Claim, Does the Insurance Company handling my Claim have a duty to treat me fairly?

Yes. California law requires that Injured Workers be treated fairly. Regulation Section 10109 section (e) provides that “Insurers, self-insured employers and third-party administrators shall deal fairly and in good faith with all claimants” Not only does this section apply to the injured worker, it also applies to any dependent’s claims as well. Dependent’s claims may arise upon the injured worker’s death. In those circumstances, there can either be a death claim or an accrued benefits claim on a “live” claim. In other terms, any outstanding unpaid benefits owed up to the date of death.

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